Land Home Financial Services in Iowa vs the state
5.8%Denial rate-7.06 pts vs state
6.4%Decision denial rate-8.93 pts vs state
80.2%Origination rate+11.73 pts vs state
6.63%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.37 pts vs state
$74kMedian applicant income
166Loans originated
12Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 149 | 4.7% | 6.63% | #93 |
| 2024 | 157 | 123 | 1.3% | 6.63% | #115 |
| 2025 | 207 | 166 | 5.8% | 6.63% | #97 |
What Land Home Financial Services lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 118 | 92 | 9 | 7.6% |
| Dallas County | 21 | 15 | 2 | 9.5% |
| Boone County | 14 | 13 | 0 | 0.0% |
| Warren County | 10 | 8 | 0 | 0.0% |
| Story County | 5 | 5 | 0 | 0.0% |
| Hardin County | 5 | 4 | 0 | 0.0% |
| Hamilton County | 5 | 3 | 0 | 0.0% |
| Jasper County | 4 | 3 | 1 | 25.0% |
| Marshall County | 3 | 2 | 0 | 0.0% |
| Webster County | 3 | 3 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 207 applications in 2025, of which 166 were originated and 12 denied.
5.8% of all applications, or 6.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Land Home Financial Services originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology