Plaza Home Mortgage in Iowa vs the state
16.9%Denial rate+4.07 pts vs state
19.4%Decision denial rate+4.06 pts vs state
70.5%Origination rate+2.01 pts vs state
6.63%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.36 pts vs state
$72kMedian applicant income
179Loans originated
43Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 75 | 2.9% | 6.75% | #139 |
| 2024 | 167 | 117 | 16.8% | 6.75% | #112 |
| 2025 | 254 | 179 | 16.9% | 6.63% | #85 |
What Plaza Home Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 102 | 66 | 17 | 16.7% |
| Dallas County | 21 | 16 | 3 | 14.3% |
| Woodbury County | 15 | 10 | 1 | 6.7% |
| Scott County | 14 | 9 | 3 | 21.4% |
| Warren County | 12 | 9 | 2 | 16.7% |
| Linn County | 11 | 9 | 2 | 18.2% |
| Kossuth County | 9 | 9 | 0 | 0.0% |
| Jasper County | 5 | 2 | 3 | 60.0% |
| Osceola County | 5 | 3 | 1 | 20.0% |
| Story County | 5 | 5 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 254 applications in 2025, of which 179 were originated and 43 denied.
16.9% of all applications, or 19.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Plaza Home Mortgage originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology