Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.
| # | Lender | Grade | FHA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Total Mortgage ServicesMilford, CT | B | 35 | 125 | 3.2% | 6.25% |
| 2 | CMG MortgageSan Ramon, CA | A | 15 | 80 | 7.5% | 6.00% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.