CMG Mortgage · Guam · 2025

CMG Mortgage in Guam: approval rate, denial rate and rates (2025)

CMG Mortgage took 80 mortgage applications in Guam in 2025, ranking #2 of 6 lenders active in the state. It originated 75.0% of them and denied 7.5% (8.7% of the applications it decided), against a statewide denial rate of 6.6%.

80Applicationsin GU
8.7%Decision denial ratestate 8.0%
6.00%Median ratestate 6.13%
$425,000Median loanstate $415,000
$26MVolume1 counties

CMG Mortgage in Guam vs the state

7.5%Denial rate+0.93 pts vs state
8.7%Decision denial rate+0.70 pts vs state
75.0%Origination rate+1.29 pts vs state
6.00%Median rate-0.13 pts vs state
-0.11Rate spread (pts)-0.18 pts vs state
$128kMedian applicant income
60Loans originated
6Denied

Trend in Guam

YearApplicationsOriginatedDenial rateMedian rateRank in state
202421134.8%6.63%#3
202580607.5%6.00%#2

What CMG Mortgage lends in Guam

By loan purpose

Home purchase 65 81% · 6.2% denied
Cash-out refinance 15 19% · 13.3% denied

By loan type

Conventional 28 35% · 14.3% denied
FHA 15 19% · 13.3% denied
VA 36 45% · 0.0% denied
USDA / RHS 1 1% · 0.0% denied

Why it denied Guam applicants

Unverifiable information 2 33%
Debt-to-income ratio 2 33%
Other 1 17%
Collateral 1 17%

Where in Guam

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Guam 80606 7.5%

Other large lenders in Guam

LenderGradeApplicationsDenial rateMedian rate
Total Mortgage ServicesB 1253.2%6.25%
Carrington Mortgage ServicesD 540.0%2.75%

Frequently asked questions

Guam: 80 applications in 2025, of which 60 were originated and 6 denied.

7.5% of all applications, or 8.7% of the applications it actually decided on. The Guam statewide average across all lenders was 6.6%.

The median rate on loans CMG Mortgage originated in Guam in 2025 was 6.00%, against a statewide median of 6.13%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Guam, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology