Largest mortgage lenders in Guam
By applications received in 2025. Grade is the lender's national grade.
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Total Mortgage Services | B | 125 | 93 | 3.2% | 6.25% |
| 2 | CMG Mortgage | A | 80 | 60 | 7.5% | 6.00% |
| 3 | Carrington Mortgage Services | D | 5 | 3 | 40.0% | 2.75% |
What Guam borrowers applied for
By loan purpose
By loan type
Denial rate by applicant income
Why Guam applications were denied
Guam mortgage market by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan | Lenders |
|---|---|---|---|---|---|---|
| 2023 | 136 | 84 | 10.3% | 6.25% | $415,000 | 3 |
| 2024 | 157 | 112 | 7.6% | 6.50% | $395,000 | 5 |
| 2025 | 213 | 157 | 6.6% | 6.13% | $415,000 | 6 |
Guam counties
Counties with at least 200 applications in 2025, most active first.
Frequently asked questions
6.6% of mortgage applications in Guam were denied in 2025 (8.0% of applications that reached a decision). Nationally the rate was 18.0%.
Total Mortgage Services handled the most applications in Guam in 2025: 125, with a denial rate of 3.2%.
Not enough volume to say.
The median interest rate on loans originated in Guam in 2025 was 6.13%. That is the rate borrowers actually received, reported by lenders under HMDA, not an advertised rate.