Largest lenders in Guam
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Total Mortgage Services | B | 125 | 93 | 3.2% | 6.25% |
| 2 | CMG Mortgage | A | 80 | 60 | 7.5% | 6.00% |
| 3 | Carrington Mortgage Services | D | 5 | 3 | 40.0% | 2.75% |
Best approval odds in Guam
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Total Mortgage Services | 98 | 4.1% |
| 2 | CMG Mortgage | 69 | 8.7% |
What Guam borrowers applied for
By loan purpose
By loan type
Why applications were denied
Guam by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 133 | 84 | 9.8% | 6.25% | $415,000 |
| 2024 | 156 | 111 | 7.7% | 6.50% | $395,000 |
| 2025 | 213 | 157 | 6.6% | 6.13% | $415,000 |
Frequently asked questions
6.6% of applications in Guam were denied in 2025, against 6.6% statewide in Guam.
Total Mortgage Services, with 125 applications in 2025 and a denial rate of 3.2%.
The median mortgage application in Guam in 2025 was for $415,000; the median property value on originated loans was $435,000.