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Top FHA lenders in Massachusetts (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

217kApplications in MA
20.0%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Massachusetts ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 United Shore Financial ServicesPlymouth, MI B 1,644 5,898 12.8% 6.50%
2 Freedom MortgageBoca Raton, FL B 1,288 2,209 9.3% 6.25%
3 Rocket MortgagePlymouth, MI C 1,023 8,698 15.9% 6.75%
4 Broker SolutionsTustin, CA D 909 2,637 10.2% 6.75%
5 NewrezWilmington, DE D 740 3,690 21.8% 6.75%
6 Guaranteed RateChicago, IL B 721 7,313 4.5% 6.50%
7 Pennymac Loan ServicesWestlake Village, CA C 708 2,555 12.2% 6.50%
8 Crosscountry MortgageCleveland, OH B 683 5,634 3.8% 6.63%
9 CMG MortgageSan Ramon, CA A 582 3,435 5.8% 6.63%
10 Guild MortgageSan Diego, CA A 580 3,089 4.1% 6.50%
11 Loandepot.ComIrvine, CA D 523 2,933 16.6% 6.75%
12 Mutual of Omaha MortgageSan Diego, CA C 480 1,076 19.0% 6.25%
13 Lakeview Loan ServicingCoral Gables, FL C 464 1,242 45.7% 6.25%
14 Total Mortgage ServicesMilford, CT B 422 1,745 4.5% 6.63%
15 AmeriSave MortgageSandy Springs, GA D 333 1,592 56.1% 8.38%
16 Fairway Independent MortgageMadison, WI B 319 2,658 6.1% 6.63%
17 American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ B 265 1,006 3.0% 6.63%
18 Movement MortgageLancaster, SC A 209 1,862 4.4% 6.63%
19 PHH MortgageMount Laurel, NJ C 195 503 6.8% 6.00%
20 Longbridge FinancialMahwah, NJ F 186 285 13.0% 6.50%
21 Nationstar MortgageCoppell, TX C 179 1,448 17.1% 7.63%
22 Radius Financial GroupNorwell, MA B 159 1,125 3.4% 6.62%
23 New Fed MortgageDanvers, MA B 151 817 4.2% 6.63%
24 Village Capital & InvestmentHenderson, NV C 149 285 23.2% 5.75%
25 Emm LoansCherry Hill, NJ B 126 637 0.8% 6.75%
26 Msa MortgageWinthrop, MA B 122 550 10.6% 6.38%
27 LowerColumbia, MD C 121 278 19.1% 6.50%
28 Fall River Five Cents Savings BankFall River, MA B 117 1,140 14.8% 6.75%
29 Finance of America ReverseTulsa, OK C 116 199 10.1% 6.63%
30 Primelending, a PlainscapitalDallas, TX A 110 497 11.5% 6.68%
31 Mortgage Equity PartnersLynnfield, MA B 110 520 6.0% 6.49%
32 Salem Five Mortgage CompanySalem, MA A 107 1,525 9.1% 6.25%
33 Citizens BankProvidence, RI C 107 17,476 29.0% 7.40%
34 American FinancingAurora, CO D 99 190 41.6% 5.88%
35 Northpoint MortgageSturbridge, MA A 97 541 3.9% 6.63%
36 Equity Prime MortgageAtlanta, GA D 96 128 14.8% 6.69%
37 Harborone MortgageBrockton, MA B 89 950 9.3% 6.38%
38 IntelliloanIrvine, CA C 85 110 15.5% 6.13%
39 American Financial NetworkBrea, CA C 83 233 13.7% 6.69%
40 Plaza Home MortgageSan Diego, CA C 82 204 27.5% 6.63%
41 Top Flite FinancialPlymouth, MI D 77 102 9.8% 6.88%
42 Northpointe BankGrand Rapids, MI C 73 405 4.9% 6.63%
43 Paramount Residential Mortgage GroupCorona, CA B 70 282 6.0% 6.75%
44 Leader BankArlington, MA A 69 5,913 1.8% 6.25%
45 MilendAlpharetta, GA F 67 147 12.2% 6.25%
46 Baycoast Mortgage CompanySwansea, MA A 67 783 5.5% 6.50%
47 Primary Residential MortgageSalt Lake City, UT C 65 202 3.5% 6.69%
48 First Community MortgageMurfreesboro, TN A 62 299 5.4% 6.63%
49 OCMBCIrvine, CA C 61 576 14.1% 7.25%
50 Manufacturers and Traders TrustBuffalo, NY C 61 2,606 24.3% 5.88%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.