Fall River Five Cents Savings Bank in Massachusetts vs the state
14.8%Denial rate-1.39 pts vs state
17.3%Decision denial rate-2.63 pts vs state
70.3%Origination rate+7.66 pts vs state
6.75%Median rate+0.13 pts vs state
-0.16Rate spread (pts)-0.26 pts vs state
$128kMedian applicant income
801Loans originated
169Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 882 | 601 | 17.2% | 6.75% | #47 |
| 2024 | 1,107 | 803 | 15.7% | 6.88% | #43 |
| 2025 | 1,140 | 801 | 14.8% | 6.75% | #43 |
What Fall River Five Cents Savings Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Fall River Five Cents Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 620 | 436 | 107 | 17.3% |
| Essex County | 117 | 71 | 20 | 17.1% |
| Norfolk County | 94 | 78 | 3 | 3.2% |
| Middlesex County | 77 | 54 | 10 | 13.0% |
| Plymouth County | 76 | 55 | 8 | 10.5% |
| Worcester County | 59 | 47 | 6 | 10.2% |
| Barnstable County | 43 | 29 | 8 | 18.6% |
| Suffolk County | 32 | 19 | 6 | 18.8% |
| Hampden County | 10 | 5 | 0 | 0.0% |
| Franklin County | 6 | 3 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,140 applications in 2025, of which 801 were originated and 169 denied.
14.8% of all applications, or 17.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Fall River Five Cents Savings Bank originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fall River Five Cents Savings Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology