Crosscountry Mortgage in Massachusetts vs the state
3.8%Denial rate-12.39 pts vs state
5.1%Decision denial rate-14.84 pts vs state
69.6%Origination rate+7.03 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.15 pts vs state
$166kMedian applicant income
3,923Loans originated
215Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,926 | 2,786 | 2.8% | 6.75% | #10 |
| 2024 | 4,537 | 3,233 | 2.8% | 6.88% | #9 |
| 2025 | 5,634 | 3,923 | 3.8% | 6.63% | #9 |
What Crosscountry Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 1,551 | 1,077 | 59 | 3.8% |
| Essex County | 1,067 | 763 | 35 | 3.3% |
| Worcester County | 708 | 485 | 32 | 4.5% |
| Suffolk County | 619 | 439 | 23 | 3.7% |
| Norfolk County | 555 | 395 | 16 | 2.9% |
| Plymouth County | 388 | 272 | 14 | 3.6% |
| Barnstable County | 282 | 199 | 11 | 3.9% |
| Bristol County | 248 | 167 | 8 | 3.2% |
| Hampden County | 114 | 68 | 10 | 8.8% |
| Berkshire County | 38 | 18 | 3 | 7.9% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
| Newrez | D | 3,690 | 21.8% | 6.75% |
Frequently asked questions
Massachusetts: 5,634 applications in 2025, of which 3,923 were originated and 215 denied.
3.8% of all applications, or 5.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Crosscountry Mortgage originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology