Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens BankProvidence, RI | C | $3.2B | 17,476 | 29.0% | 7.40% |
| 2 | Leader BankArlington, MA | A | $2.9B | 5,913 | 1.8% | 6.25% |
| 3 | Guaranteed RateChicago, IL | B | $2.6B | 7,313 | 4.5% | 6.50% |
| 4 | Rocket MortgagePlymouth, MI | C | $2.2B | 8,698 | 15.9% | 6.75% |
| 5 | Crosscountry MortgageCleveland, OH | B | $2.2B | 5,634 | 3.8% | 6.63% |
| 6 | United Shore Financial ServicesPlymouth, MI | B | $2.0B | 5,898 | 12.8% | 6.50% |
| 7 | Bank of AmericaCharlotte, NC | F | $1.5B | 7,784 | 30.1% | 5.99% |
| 8 | Eastern BankBoston, MA | B | $1.4B | 6,216 | 31.8% | 6.99% |
| 9 | Rockland TrustRockland, MA | C | $1.3B | 5,990 | 28.6% | 6.99% |
| 10 | JPMorgan Chase BankColumbus, OH | B | $1.2B | 2,022 | 9.7% | 6.38% |
| 11 | Manufacturers and Traders TrustBuffalo, NY | C | $1.2B | 2,606 | 24.3% | 5.88% |
| 12 | Walker & DunlopBethesda, MD | C | $1.1B | 24 | 4.2% | 5.23% |
| 13 | CMG MortgageSan Ramon, CA | A | $996M | 3,435 | 5.8% | 6.63% |
| 14 | Guild MortgageSan Diego, CA | A | $974M | 3,089 | 4.1% | 6.50% |
| 15 | Fairway Independent MortgageMadison, WI | B | $924M | 2,658 | 6.1% | 6.63% |
| 16 | TD BankWilmington, DE | D | $759M | 3,778 | 26.9% | 7.44% |
| 17 | Movement MortgageLancaster, SC | A | $743M | 1,862 | 4.4% | 6.63% |
| 18 | The Cape Cod Five Cents Savings BankHyannis, MA | C | $709M | 2,840 | 11.7% | 7.50% |
| 19 | Loandepot.ComIrvine, CA | D | $668M | 2,933 | 16.6% | 6.75% |
| 20 | Salem Five Mortgage CompanySalem, MA | A | $664M | 1,525 | 9.1% | 6.25% |
| 21 | U.S. BankCincinnati, OH | D | $598M | 1,505 | 22.1% | 6.49% |
| 22 | Cambridge Savings BankCambridge, MA | A | $556M | 1,289 | 6.4% | 6.49% |
| 23 | Pennymac Loan ServicesWestlake Village, CA | C | $540M | 2,555 | 12.2% | 6.50% |
| 24 | Total Mortgage ServicesMilford, CT | B | $511M | 1,745 | 4.5% | 6.63% |
| 25 | Workers Federal Credit UnionLittleton, MA | B | $501M | 1,638 | 11.1% | 6.38% |
| 26 | Morgan Stanley Private BankNew York, NY | A | $490M | 556 | 2.2% | 5.83% |
| 27 | Guaranteed Rate AffinityChicago, IL | A | $462M | 1,171 | 3.3% | 6.50% |
| 28 | Radius Financial GroupNorwell, MA | B | $459M | 1,125 | 3.4% | 6.62% |
| 29 | bankESBEasthampton, MA | A | $459M | 1,770 | 7.5% | 6.13% |
| 30 | Middlesex Savings BankNatick, MA | A | $456M | 1,450 | 9.5% | 6.63% |
| 31 | NewrezWilmington, DE | D | $449M | 3,690 | 21.8% | 6.75% |
| 32 | Needham BankNeedham, MA | B | $443M | 837 | 16.0% | 7.00% |
| 33 | DigitalSan Jose, CA | D | $435M | 3,461 | 23.8% | 7.75% |
| 34 | Broker SolutionsTustin, CA | D | $432M | 2,637 | 10.2% | 6.75% |
| 35 | Webster BankStamford, CT | C | $427M | 975 | 19.1% | 6.38% |
| 36 | Wells Fargo BankCharlotte, NC | B | $416M | 540 | 13.9% | 6.13% |
| 37 | Berkshire BankPittsfield, MA | B | $406M | 801 | 18.4% | 5.50% |
| 38 | Freedom MortgageBoca Raton, FL | B | $356M | 2,209 | 9.3% | 6.25% |
| 39 | CCG Fund 1Boston, MA | C | $345M | 211 | 5.7% | — |
| 40 | CitibankSioux Falls, SD | B | $337M | 369 | 13.0% | 5.69% |
| 41 | Harborone MortgageBrockton, MA | B | $337M | 950 | 9.3% | 6.38% |
| 42 | The Village BankNewton, MA | B | $334M | 180 | 2.8% | — |
| 43 | Rf Renovo Management CompanyChicago, IL | B | $311M | 542 | 0.0% | 9.75% |
| 44 | Brookline BankBoston, MA | B | $309M | 832 | 21.6% | 7.00% |
| 45 | Washington Trust Mortgage CompanyWesterly, RI | B | $306M | 746 | 5.9% | 6.49% |
| 46 | New Fed MortgageDanvers, MA | B | $303M | 817 | 4.2% | 6.63% |
| 47 | Mortgage Research CenterColumbia, MO | C | $299M | 1,481 | 20.1% | 6.13% |
| 48 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $296M | 1,006 | 3.0% | 6.63% |
| 49 | Fall River Five Cents Savings BankFall River, MA | B | $295M | 1,140 | 14.8% | 6.75% |
| 50 | Baycoast Mortgage CompanySwansea, MA | A | $294M | 783 | 5.5% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
