Movement Mortgage in Massachusetts vs the state
4.4%Denial rate-11.81 pts vs state
5.0%Decision denial rate-14.98 pts vs state
75.8%Origination rate+13.23 pts vs state
6.63%Median rate0.00 pts vs state
0.12Rate spread (pts)+0.02 pts vs state
$156kMedian applicant income
1,412Loans originated
82Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,730 | 2,013 | 6.0% | 6.56% | #15 |
| 2024 | 2,340 | 1,763 | 5.3% | 6.63% | #18 |
| 2025 | 1,862 | 1,412 | 4.4% | 6.63% | #23 |
What Movement Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 498 | 414 | 11 | 2.2% |
| Essex County | 231 | 168 | 12 | 5.2% |
| Worcester County | 225 | 172 | 7 | 3.1% |
| Norfolk County | 179 | 131 | 13 | 7.3% |
| Plymouth County | 167 | 129 | 9 | 5.4% |
| Bristol County | 165 | 122 | 1 | 0.6% |
| Suffolk County | 155 | 112 | 11 | 7.1% |
| Hampden County | 132 | 90 | 8 | 6.1% |
| Barnstable County | 68 | 46 | 7 | 10.3% |
| Hampshire County | 25 | 16 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,862 applications in 2025, of which 1,412 were originated and 82 denied.
4.4% of all applications, or 5.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Movement Mortgage originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology