American Neighborhood Mortgage Acceptance Company in Massachusetts vs the state
3.0%Denial rate-13.23 pts vs state
3.9%Decision denial rate-16.06 pts vs state
73.5%Origination rate+10.86 pts vs state
6.63%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.43 pts vs state
$116kMedian applicant income
739Loans originated
30Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 259 | 191 | 3.1% | 6.88% | #128 |
| 2024 | 416 | 313 | 3.1% | 6.63% | #91 |
| 2025 | 1,006 | 739 | 3.0% | 6.63% | #48 |
What American Neighborhood Mortgage Acceptance Company lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 327 | 266 | 11 | 3.4% |
| Essex County | 210 | 147 | 3 | 1.4% |
| Hampden County | 132 | 97 | 6 | 4.5% |
| Middlesex County | 116 | 77 | 6 | 5.2% |
| Bristol County | 89 | 57 | 1 | 1.1% |
| Plymouth County | 37 | 25 | 2 | 5.4% |
| Hampshire County | 30 | 22 | 0 | 0.0% |
| Suffolk County | 19 | 13 | 0 | 0.0% |
| Norfolk County | 16 | 14 | 0 | 0.0% |
| Franklin County | 15 | 11 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,006 applications in 2025, of which 739 were originated and 30 denied.
3.0% of all applications, or 3.9% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology