Loandepot.Com in Massachusetts vs the state
16.6%Denial rate+0.43 pts vs state
20.1%Decision denial rate+0.14 pts vs state
64.8%Origination rate+2.18 pts vs state
6.75%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.33 pts vs state
$120kMedian applicant income
1,900Loans originated
488Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,493 | 926 | 20.4% | 6.63% | #21 |
| 2024 | 2,091 | 1,206 | 19.9% | 6.63% | #20 |
| 2025 | 2,933 | 1,900 | 16.6% | 6.75% | #15 |
What Loandepot.Com lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Plymouth County | 714 | 497 | 80 | 11.2% |
| Bristol County | 378 | 245 | 60 | 15.9% |
| Middlesex County | 376 | 226 | 65 | 17.3% |
| Worcester County | 354 | 236 | 57 | 16.1% |
| Essex County | 278 | 175 | 60 | 21.6% |
| Norfolk County | 266 | 164 | 40 | 15.0% |
| Hampden County | 198 | 126 | 50 | 25.3% |
| Barnstable County | 133 | 89 | 24 | 18.0% |
| Suffolk County | 132 | 70 | 33 | 25.0% |
| Berkshire County | 44 | 33 | 6 | 13.6% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 2,933 applications in 2025, of which 1,900 were originated and 488 denied.
16.6% of all applications, or 20.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Loandepot.Com originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology