Brookline Bank in Massachusetts vs the state
21.6%Denial rate+5.42 pts vs state
25.0%Decision denial rate+5.02 pts vs state
63.5%Origination rate+0.86 pts vs state
7.00%Median rate+0.38 pts vs state
-0.07Rate spread (pts)-0.16 pts vs state
$176kMedian applicant income
528Loans originated
180Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 578 | 352 | 23.0% | 8.00% | #73 |
| 2024 | 578 | 366 | 19.6% | 8.25% | #68 |
| 2025 | 832 | 528 | 21.6% | 7.00% | #58 |
What Brookline Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Brookline Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 270 | 185 | 57 | 21.1% |
| Essex County | 143 | 88 | 30 | 21.0% |
| Norfolk County | 124 | 74 | 27 | 21.8% |
| Suffolk County | 107 | 68 | 23 | 21.5% |
| Worcester County | 48 | 27 | 14 | 29.2% |
| Berkshire County | 47 | 24 | 10 | 21.3% |
| Hampden County | 41 | 24 | 13 | 31.7% |
| Barnstable County | 21 | 17 | 1 | 4.8% |
| Plymouth County | 16 | 12 | 1 | 6.3% |
| Bristol County | 9 | 7 | 1 | 11.1% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 832 applications in 2025, of which 528 were originated and 180 denied.
21.6% of all applications, or 25.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Brookline Bank originated in Massachusetts in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Brookline Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology