CMG Mortgage in Massachusetts vs the state
5.8%Denial rate-10.45 pts vs state
7.3%Decision denial rate-12.64 pts vs state
67.8%Origination rate+5.20 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)+0.10 pts vs state
$134kMedian applicant income
2,329Loans originated
198Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,157 | 793 | 5.4% | 7.00% | #33 |
| 2024 | 2,494 | 1,625 | 6.0% | 6.75% | #17 |
| 2025 | 3,435 | 2,329 | 5.8% | 6.63% | #13 |
What CMG Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hampden County | 647 | 478 | 45 | 7.0% |
| Worcester County | 500 | 351 | 23 | 4.6% |
| Middlesex County | 464 | 316 | 21 | 4.5% |
| Plymouth County | 362 | 238 | 23 | 6.4% |
| Norfolk County | 325 | 243 | 11 | 3.4% |
| Bristol County | 308 | 199 | 20 | 6.5% |
| Essex County | 275 | 182 | 17 | 6.2% |
| Suffolk County | 236 | 141 | 23 | 9.7% |
| Barnstable County | 156 | 111 | 8 | 5.1% |
| Hampshire County | 62 | 46 | 2 | 3.2% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 3,435 applications in 2025, of which 2,329 were originated and 198 denied.
5.8% of all applications, or 7.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans CMG Mortgage originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology