Radius Financial Group in Massachusetts vs the state
3.4%Denial rate-12.83 pts vs state
4.0%Decision denial rate-15.94 pts vs state
80.7%Origination rate+18.11 pts vs state
6.62%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.19 pts vs state
$148kMedian applicant income
908Loans originated
38Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 690 | 554 | 3.9% | 6.88% | #60 |
| 2024 | 740 | 594 | 3.2% | 6.99% | #58 |
| 2025 | 1,125 | 908 | 3.4% | 6.62% | #44 |
What Radius Financial Group lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Radius Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Plymouth County | 265 | 222 | 9 | 3.4% |
| Norfolk County | 215 | 170 | 5 | 2.3% |
| Bristol County | 160 | 128 | 8 | 5.0% |
| Middlesex County | 137 | 105 | 5 | 3.6% |
| Worcester County | 98 | 79 | 3 | 3.1% |
| Hampden County | 75 | 68 | 3 | 4.0% |
| Barnstable County | 63 | 50 | 1 | 1.6% |
| Suffolk County | 57 | 45 | 3 | 5.3% |
| Essex County | 36 | 28 | 1 | 2.8% |
| Franklin County | 8 | 7 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,125 applications in 2025, of which 908 were originated and 38 denied.
3.4% of all applications, or 4.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Radius Financial Group originated in Massachusetts in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology