Broker Solutions in Massachusetts vs the state
10.2%Denial rate-5.97 pts vs state
19.1%Decision denial rate-0.90 pts vs state
42.4%Origination rate-20.20 pts vs state
6.75%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.42 pts vs state
$111kMedian applicant income
1,118Loans originated
270Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 796 | 256 | 11.4% | 6.88% | #51 |
| 2024 | 2,039 | 850 | 13.1% | 6.88% | #21 |
| 2025 | 2,637 | 1,118 | 10.2% | 6.75% | #18 |
What Broker Solutions lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 551 | 267 | 45 | 8.2% |
| Hampden County | 453 | 251 | 40 | 8.8% |
| Middlesex County | 363 | 134 | 30 | 8.3% |
| Essex County | 261 | 118 | 26 | 10.0% |
| Bristol County | 238 | 84 | 35 | 14.7% |
| Plymouth County | 228 | 66 | 32 | 14.0% |
| Norfolk County | 179 | 72 | 18 | 10.1% |
| Suffolk County | 122 | 39 | 15 | 12.3% |
| Barnstable County | 91 | 21 | 12 | 13.2% |
| Berkshire County | 54 | 23 | 8 | 14.8% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 2,637 applications in 2025, of which 1,118 were originated and 270 denied.
10.2% of all applications, or 19.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Broker Solutions originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology