Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $3.7B | 16,339 | 16.1% | 6.75% |
| 2 | Crosscountry MortgageCleveland, OH | B | $3.5B | 12,042 | 5.3% | 6.75% |
| 3 | United Shore Financial ServicesPlymouth, MI | B | $3.2B | 10,552 | 15.3% | 6.38% |
| 4 | Citizens BankProvidence, RI | C | $2.3B | 12,113 | 28.9% | 7.40% |
| 5 | TD BankWilmington, DE | D | $2.3B | 12,532 | 26.2% | 7.49% |
| 6 | Guaranteed RateChicago, IL | B | $2.3B | 8,643 | 5.5% | 6.58% |
| 7 | JPMorgan Chase BankColumbus, OH | B | $2.0B | 5,588 | 10.6% | 6.38% |
| 8 | Bank of AmericaCharlotte, NC | F | $1.7B | 12,142 | 30.6% | 6.00% |
| 9 | Loandepot.ComIrvine, CA | D | $1.7B | 6,491 | 15.3% | 6.63% |
| 10 | Wells Fargo BankCharlotte, NC | B | $1.6B | 3,047 | 14.7% | 6.25% |
| 11 | PNC BankWilmington, DE | D | $1.3B | 10,815 | 27.8% | 7.75% |
| 12 | Pennymac Loan ServicesWestlake Village, CA | C | $1.2B | 6,343 | 12.9% | 6.62% |
| 13 | CMG MortgageSan Ramon, CA | A | $898M | 3,879 | 7.0% | 6.75% |
| 14 | PGIM Real Estate FinanceWilmington, DE | – | $853M | 13 | 0.0% | 5.97% |
| 15 | OceanFirst BankRed Bank, NJ | A | $846M | 2,861 | 9.5% | 6.38% |
| 16 | Manufacturers and Traders TrustBuffalo, NY | C | $831M | 2,864 | 33.5% | 5.99% |
| 17 | U.S. BankCincinnati, OH | D | $798M | 2,555 | 26.5% | 6.63% |
| 18 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $777M | 2,861 | 2.5% | 6.63% |
| 19 | Advisors Mortgage GroupOcean, NJ | B | $735M | 2,323 | 3.7% | 6.63% |
| 20 | Paramount Residential Mortgage GroupCorona, CA | B | $716M | 2,234 | 3.8% | 6.63% |
| 21 | Provident BankWoodbridge Township, NJ | C | $664M | 2,255 | 25.9% | 7.00% |
| 22 | Columbia BankFair Lawn, NJ | D | $661M | 1,534 | 19.4% | 6.74% |
| 23 | Movement MortgageLancaster, SC | A | $655M | 2,422 | 8.2% | 6.63% |
| 24 | Truist BankCharlotte, NC | C | $649M | 1,002 | 41.3% | 6.37% |
| 25 | Absolute Home MortgageFairfield, NJ | C | $627M | 2,305 | 3.3% | 6.63% |
| 26 | CitibankSioux Falls, SD | B | $621M | 1,444 | 15.6% | 6.00% |
| 27 | Valley National BankPassaic, NJ | B | $619M | 2,510 | 20.6% | 6.49% |
| 28 | NewrezWilmington, DE | D | $610M | 6,535 | 22.5% | 6.99% |
| 29 | Guaranteed Rate AffinityChicago, IL | A | $600M | 1,709 | 3.1% | 6.58% |
| 30 | Fulton BankLancaster, PA | C | $594M | 2,094 | 27.1% | 6.49% |
| 31 | Morgan Stanley Private BankNew York, NY | A | $581M | 727 | 2.9% | 5.90% |
| 32 | Luminate BankMinneapolis, MN | B | $574M | 1,631 | 3.1% | 6.49% |
| 33 | Freedom MortgageBoca Raton, FL | B | $556M | 4,045 | 9.7% | 6.25% |
| 34 | Loan FunderNew York, NY | F | $548M | 2,141 | 8.3% | 9.75% |
| 35 | Affordable Mortgage Advisors, LLC.Pittsburgh, PA | B | $502M | 2,090 | 2.0% | 6.63% |
| 36 | Broker SolutionsTustin, CA | D | $469M | 3,976 | 9.7% | 6.88% |
| 37 | NJ LendersWilmington, DE | A | $463M | 1,098 | 3.0% | 6.63% |
| 38 | Prosperity Home MortgageFairfax, VA | A | $436M | 1,469 | 4.6% | 6.63% |
| 39 | The Loan StoreSan Francisco, CA | B | $404M | 1,438 | 11.6% | 7.13% |
| 40 | Champions FundingGilbert, AZ | F | $403M | 1,376 | 16.5% | 7.50% |
| 41 | Kiavi FundingWilmington, DE | D | $400M | 1,556 | 7.4% | 10.24% |
| 42 | NFMLinthicum, MD | A | $398M | 1,354 | 2.9% | 6.63% |
| 43 | Fairway Independent MortgageMadison, WI | B | $382M | 1,213 | 4.7% | 6.75% |
| 44 | Mortgage Research CenterColumbia, MO | C | $382M | 2,115 | 21.6% | 6.25% |
| 45 | Nationstar MortgageCoppell, TX | C | $375M | 2,406 | 14.9% | 7.75% |
| 46 | Union Home MortgageStrongsville, OH | B | $364M | 1,110 | 5.0% | 6.50% |
| 47 | Embrace Home LoansMiddletown, RI | A | $364M | 730 | 2.6% | 6.50% |
| 48 | Navy Federal Credit UnionVienna, VA | D | $356M | 3,633 | 25.2% | 7.84% |
| 49 | Arbor Realty TrustBaltimore, MD | C | $350M | 37 | 8.1% | 5.63% |
| 50 | Webster BankStamford, CT | C | $349M | 339 | 13.6% | 6.25% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
