CMG Mortgage in New Jersey vs the state
7.0%Denial rate-10.73 pts vs state
9.6%Decision denial rate-13.46 pts vs state
58.2%Origination rate+2.51 pts vs state
6.75%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.02 pts vs state
$133kMedian applicant income
2,257Loans originated
270Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,730 | 1,075 | 6.5% | 7.13% | #34 |
| 2024 | 3,111 | 1,878 | 6.9% | 6.88% | #21 |
| 2025 | 3,879 | 2,257 | 7.0% | 6.75% | #18 |
What CMG Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 444 | 268 | 23 | 5.2% |
| Monmouth County | 329 | 179 | 21 | 6.4% |
| Middlesex County | 295 | 165 | 22 | 7.5% |
| Bergen County | 278 | 163 | 24 | 8.6% |
| Burlington County | 262 | 182 | 18 | 6.9% |
| Essex County | 235 | 105 | 21 | 8.9% |
| Passaic County | 231 | 130 | 17 | 7.4% |
| Camden County | 222 | 137 | 12 | 5.4% |
| Union County | 208 | 122 | 14 | 6.7% |
| Gloucester County | 195 | 132 | 6 | 3.1% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 3,879 applications in 2025, of which 2,257 were originated and 270 denied.
7.0% of all applications, or 9.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans CMG Mortgage originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology