Crosscountry Mortgage in New Jersey vs the state
5.3%Denial rate-12.44 pts vs state
7.5%Decision denial rate-15.56 pts vs state
62.8%Origination rate+7.08 pts vs state
6.75%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.09 pts vs state
$155kMedian applicant income
7,558Loans originated
632Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,429 | 4,555 | 2.7% | 6.88% | #7 |
| 2024 | 10,324 | 6,426 | 3.2% | 6.83% | #4 |
| 2025 | 12,042 | 7,558 | 5.3% | 6.75% | #5 |
What Crosscountry Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 1,190 | 780 | 60 | 5.0% |
| Hudson County | 1,074 | 641 | 57 | 5.3% |
| Bergen County | 1,052 | 660 | 61 | 5.8% |
| Ocean County | 933 | 602 | 45 | 4.8% |
| Essex County | 924 | 543 | 63 | 6.8% |
| Middlesex County | 888 | 516 | 61 | 6.9% |
| Morris County | 804 | 485 | 44 | 5.5% |
| Camden County | 636 | 420 | 20 | 3.1% |
| Sussex County | 580 | 393 | 21 | 3.6% |
| Burlington County | 577 | 366 | 27 | 4.7% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
| Pennymac Loan Services | C | 6,343 | 12.9% | 6.62% |
Frequently asked questions
New Jersey: 12,042 applications in 2025, of which 7,558 were originated and 632 denied.
5.3% of all applications, or 7.5% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Crosscountry Mortgage originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology