Absolute Home Mortgage in New Jersey vs the state
3.3%Denial rate-14.39 pts vs state
4.6%Decision denial rate-18.44 pts vs state
68.1%Origination rate+12.39 pts vs state
6.63%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.14 pts vs state
$126kMedian applicant income
1,569Loans originated
76Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,320 | 1,519 | 3.3% | 6.75% | #24 |
| 2024 | 2,440 | 1,684 | 2.5% | 6.75% | #31 |
| 2025 | 2,305 | 1,569 | 3.3% | 6.63% | #34 |
What Absolute Home Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 267 | 199 | 7 | 2.6% |
| Burlington County | 210 | 146 | 10 | 4.8% |
| Morris County | 203 | 133 | 7 | 3.4% |
| Middlesex County | 177 | 131 | 4 | 2.3% |
| Ocean County | 166 | 119 | 3 | 1.8% |
| Monmouth County | 154 | 118 | 2 | 1.3% |
| Passaic County | 142 | 107 | 1 | 0.7% |
| Sussex County | 140 | 85 | 4 | 2.9% |
| Essex County | 121 | 68 | 6 | 5.0% |
| Bergen County | 117 | 66 | 4 | 3.4% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,305 applications in 2025, of which 1,569 were originated and 76 denied.
3.3% of all applications, or 4.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Absolute Home Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology