Movement Mortgage in New Jersey vs the state
8.2%Denial rate-9.47 pts vs state
9.3%Decision denial rate-13.78 pts vs state
65.2%Origination rate+9.51 pts vs state
6.63%Median rate-0.13 pts vs state
0.32Rate spread (pts)+0.03 pts vs state
$140kMedian applicant income
1,579Loans originated
199Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,999 | 1,328 | 6.2% | 6.75% | #29 |
| 2024 | 2,542 | 1,659 | 8.6% | 6.88% | #29 |
| 2025 | 2,422 | 1,579 | 8.2% | 6.63% | #31 |
What Movement Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 262 | 160 | 30 | 11.5% |
| Passaic County | 231 | 139 | 21 | 9.1% |
| Middlesex County | 201 | 148 | 12 | 6.0% |
| Bergen County | 194 | 130 | 12 | 6.2% |
| Camden County | 190 | 131 | 11 | 5.8% |
| Union County | 151 | 97 | 16 | 10.6% |
| Gloucester County | 140 | 94 | 11 | 7.9% |
| Burlington County | 138 | 95 | 14 | 10.1% |
| Somerset County | 128 | 89 | 7 | 5.5% |
| Ocean County | 114 | 76 | 4 | 3.5% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,422 applications in 2025, of which 1,579 were originated and 199 denied.
8.2% of all applications, or 9.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Movement Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology