Nationstar Mortgage in New Jersey vs the state
14.9%Denial rate-2.77 pts vs state
17.7%Decision denial rate-5.36 pts vs state
67.5%Origination rate+11.86 pts vs state
7.75%Median rate+1.00 pts vs state
2.21Rate spread (pts)+1.93 pts vs state
$134kMedian applicant income
1,625Loans originated
359Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,223 | 807 | 14.6% | 6.38% | #54 |
| 2024 | 2,160 | 1,413 | 15.2% | 7.49% | #34 |
| 2025 | 2,406 | 1,625 | 14.9% | 7.75% | #32 |
What Nationstar Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 256 | 176 | 25 | 9.8% |
| Middlesex County | 229 | 154 | 37 | 16.2% |
| Camden County | 199 | 147 | 26 | 13.1% |
| Monmouth County | 196 | 145 | 21 | 10.7% |
| Bergen County | 185 | 121 | 33 | 17.8% |
| Burlington County | 171 | 120 | 25 | 14.6% |
| Essex County | 150 | 91 | 36 | 24.0% |
| Morris County | 146 | 95 | 21 | 14.4% |
| Gloucester County | 128 | 90 | 14 | 10.9% |
| Union County | 98 | 61 | 17 | 17.3% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,406 applications in 2025, of which 1,625 were originated and 359 denied.
14.9% of all applications, or 17.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Nationstar Mortgage originated in New Jersey in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology