American Neighborhood Mortgage Acceptance Company in New Jersey vs the state
2.5%Denial rate-15.17 pts vs state
3.6%Decision denial rate-19.43 pts vs state
66.4%Origination rate+10.70 pts vs state
6.63%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.11 pts vs state
$134kMedian applicant income
1,899Loans originated
72Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,521 | 1,681 | 3.2% | 6.88% | #22 |
| 2024 | 2,773 | 1,839 | 2.4% | 6.75% | #25 |
| 2025 | 2,861 | 1,899 | 2.5% | 6.63% | #23 |
What American Neighborhood Mortgage Acceptance Company lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 523 | 379 | 11 | 2.1% |
| Monmouth County | 225 | 161 | 3 | 1.3% |
| Sussex County | 223 | 145 | 2 | 0.9% |
| Gloucester County | 215 | 167 | 1 | 0.5% |
| Middlesex County | 197 | 124 | 5 | 2.5% |
| Camden County | 191 | 122 | 2 | 1.0% |
| Morris County | 182 | 129 | 3 | 1.6% |
| Burlington County | 172 | 112 | 5 | 2.9% |
| Union County | 143 | 83 | 8 | 5.6% |
| Bergen County | 131 | 70 | 5 | 3.8% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,861 applications in 2025, of which 1,899 were originated and 72 denied.
2.5% of all applications, or 3.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology