Truist Bank in New Jersey vs the state
41.3%Denial rate+23.63 pts vs state
47.6%Decision denial rate+24.59 pts vs state
41.6%Origination rate-14.06 pts vs state
6.37%Median rate-0.38 pts vs state
-0.14Rate spread (pts)-0.42 pts vs state
$162kMedian applicant income
417Loans originated
414Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 915 | 404 | 43.0% | 7.28% | #59 |
| 2024 | 834 | 335 | 45.4% | 7.59% | #68 |
| 2025 | 1,002 | 417 | 41.3% | 6.37% | #64 |
What Truist Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 108 | 45 | 48 | 44.4% |
| Burlington County | 98 | 45 | 42 | 42.9% |
| Gloucester County | 93 | 46 | 32 | 34.4% |
| Cumberland County | 80 | 35 | 30 | 37.5% |
| Atlantic County | 78 | 44 | 22 | 28.2% |
| Ocean County | 75 | 27 | 31 | 41.3% |
| Monmouth County | 64 | 24 | 34 | 53.1% |
| Bergen County | 62 | 24 | 24 | 38.7% |
| Middlesex County | 48 | 22 | 21 | 43.8% |
| Morris County | 47 | 20 | 19 | 40.4% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 1,002 applications in 2025, of which 417 were originated and 414 denied.
41.3% of all applications, or 47.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Truist Bank originated in New Jersey in 2025 was 6.37%, against a statewide median of 6.75%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology