Fulton Bank in New Jersey vs the state
27.1%Denial rate+9.44 pts vs state
31.1%Decision denial rate+8.04 pts vs state
58.9%Origination rate+3.20 pts vs state
6.49%Median rate-0.26 pts vs state
-0.79Rate spread (pts)-1.07 pts vs state
$166kMedian applicant income
1,233Loans originated
568Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,680 | 959 | 27.4% | 6.38% | #35 |
| 2024 | 1,868 | 1,049 | 29.1% | 6.49% | #37 |
| 2025 | 2,094 | 1,233 | 27.1% | 6.49% | #39 |
What Fulton Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Fulton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 328 | 223 | 81 | 24.7% |
| Gloucester County | 316 | 184 | 87 | 27.5% |
| Camden County | 203 | 105 | 70 | 34.5% |
| Atlantic County | 174 | 90 | 58 | 33.3% |
| Burlington County | 167 | 100 | 42 | 25.1% |
| Morris County | 104 | 58 | 23 | 22.1% |
| Middlesex County | 100 | 48 | 40 | 40.0% |
| Warren County | 82 | 42 | 32 | 39.0% |
| Monmouth County | 80 | 66 | 7 | 8.8% |
| Mercer County | 77 | 48 | 19 | 24.7% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,094 applications in 2025, of which 1,233 were originated and 568 denied.
27.1% of all applications, or 31.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Fulton Bank originated in New Jersey in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Fulton Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology