Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $413M | 3,615 | 23.0% | 6.88% |
| 2 | City National Bank of West VirginiaCharleston, WV | C | $280M | 2,870 | 25.0% | 6.29% |
| 3 | Mortgage Research CenterColumbia, MO | C | $195M | 1,592 | 17.4% | 6.25% |
| 4 | The Huntington National BankColumbus, OH | D | $188M | 2,194 | 28.1% | 7.00% |
| 5 | Crosscountry MortgageCleveland, OH | B | $186M | 1,140 | 4.0% | 6.58% |
| 6 | United Shore Financial ServicesPlymouth, MI | B | $181M | 949 | 13.1% | 6.25% |
| 7 | Loandepot.ComIrvine, CA | D | $181M | 1,624 | 18.7% | 6.58% |
| 8 | WesBanco BankWheeling, | B | $176M | 1,475 | 16.7% | 6.01% |
| 9 | Integrity Home MortgageWinchester, VA | B | $142M | 614 | 4.4% | 6.50% |
| 10 | Movement MortgageLancaster, SC | A | $134M | 1,167 | 5.4% | 6.63% |
| 11 | Truist BankCharlotte, NC | C | $133M | 1,776 | 31.1% | 6.63% |
| 12 | Clear Mountain BankBruceton Mills, WV | B | $123M | 464 | 5.8% | 6.38% |
| 13 | Lennar MortgageMiami, FL | A | $107M | 501 | 7.8% | 6.63% |
| 14 | United BankVienna, VA | C | $107M | 540 | 22.8% | 6.90% |
| 15 | Navy Federal Credit UnionVienna, VA | D | $105M | 1,048 | 19.2% | 7.00% |
| 16 | First Heritage MortgageFairfax, VA | A | $83M | 297 | 1.7% | 6.20% |
| 17 | Atlantic Coast MortgageFairfax, VA | A | $82M | 315 | 3.8% | 6.38% |
| 18 | Freedom MortgageBoca Raton, FL | B | $77M | 707 | 10.6% | 6.25% |
| 19 | Pennymac Loan ServicesWestlake Village, CA | C | $73M | 762 | 16.5% | 6.12% |
| 20 | Primelending, a PlainscapitalDallas, TX | A | $71M | 530 | 9.8% | 6.38% |
| 21 | Guaranteed RateChicago, IL | B | $61M | 492 | 5.9% | 6.69% |
| 22 | Peoples BankMarietta, OH | C | $59M | 707 | 22.4% | 7.24% |
| 23 | Gateway First BankJenks, OK | B | $56M | 460 | 3.7% | 6.63% |
| 24 | NewrezWilmington, DE | D | $55M | 538 | 18.8% | 6.38% |
| 25 | JPMorgan Chase BankColumbus, OH | B | $53M | 502 | 13.8% | 6.75% |
| 26 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $52M | 3,214 | 38.5% | 9.99% |
| 27 | Intercoastal MortgageReston, VA | A | $52M | 255 | 4.7% | 6.46% |
| 28 | The Poca Valley BankWalton, WV | C | $51M | 379 | 10.6% | — |
| 29 | Alcova MortgageRoanoke, VA | A | $49M | 335 | 2.4% | 6.75% |
| 30 | Broker SolutionsTustin, CA | D | $49M | 953 | 10.0% | 6.99% |
| 31 | Dhi Mortgage CompanyArlington, TX | B | $48M | 181 | 2.2% | 5.88% |
| 32 | NVR Mortgage FinanceReston, VA | B | $45M | 182 | 14.3% | 6.25% |
| 33 | Putnam County BankHurricane, WV | C | $44M | 196 | 11.2% | — |
| 34 | PNC BankWilmington, DE | D | $43M | 398 | 21.6% | 6.88% |
| 35 | Rmc Home MortgageWexford, PA | B | $43M | 184 | 4.9% | 6.63% |
| 36 | Stockton MortgageFrankfort, KY | D | $41M | 321 | 8.7% | 6.75% |
| 37 | CNB BankBerkeley Springs, WV | B | $40M | 154 | 9.1% | — |
| 38 | First Community BankBluefield, VA | F | $38M | 482 | 25.7% | 7.25% |
| 39 | Jefferson Security BankShepherdstown, WV | C | $38M | 168 | 9.5% | — |
| 40 | U.S. BankCincinnati, OH | D | $38M | 344 | 31.1% | 6.63% |
| 41 | FairmontFairmont, WV | C | $36M | 370 | 28.1% | 5.38% |
| 42 | First Federal Savings and Loan Association of GreeneWaynesburg, PA | B | $34M | 210 | 3.8% | 6.00% |
| 43 | American Pacific MortgageRoseville, CA | C | $34M | 161 | 5.6% | 6.63% |
| 44 | Nationstar MortgageCoppell, TX | C | $34M | 330 | 13.9% | 7.00% |
| 45 | The Ohio Valley BankGallipolis, OH | A | $32M | 114 | 2.6% | 6.38% |
| 46 | Burke & Herbert Bank & TrustAlexandria, VA | C | $32M | 278 | 11.2% | 7.50% |
| 47 | Huntington Federal Savings BankHuntington, WV | C | $31M | 239 | 7.5% | — |
| 48 | Victorian FinancePittsburgh, PA | C | $30M | 209 | 1.4% | 6.63% |
| 49 | Union Home MortgageStrongsville, OH | B | $29M | 158 | 7.0% | 6.38% |
| 50 | Hancock County Savings Bank, FSBChester, WV | C | $28M | 341 | 11.7% | 6.38% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
