Lennar Mortgage · West Virginia · 2025

Lennar Mortgage in West Virginia: approval rate, denial rate and rates (2025)

Lennar Mortgage took 501 mortgage applications in West Virginia in 2025, ranking #26 of 565 lenders active in the state. It originated 80.2% of them and denied 7.8% (8.8% of the applications it decided), against a statewide denial rate of 21.2%.

501Applicationsin WV
8.8%Decision denial ratestate 26.7%
6.63%Median ratestate 6.62%
$255,000Median loanstate $145,000
$107MVolume2 counties

Lennar Mortgage in West Virginia vs the state

7.8%Denial rate-13.41 pts vs state
8.8%Decision denial rate-17.82 pts vs state
80.2%Origination rate+25.45 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.05 pts vs state
$96kMedian applicant income
402Loans originated
39Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231471234.8%6.63%#67
20243302683.3%6.50%#36
20255014027.8%6.63%#26

What Lennar Mortgage lends in West Virginia

By loan purpose

Home purchase 501 100% · 7.8% denied

By loan type

Conventional 360 72% · 4.2% denied
FHA 84 17% · 20.2% denied
VA 47 9% · 10.6% denied
USDA / RHS 10 2% · 20.0% denied

Why it denied West Virginia applicants

Debt-to-income ratio 18 46%
Unverifiable information 8 21%
Incomplete application 5 13%
Other 4 10%
Credit history 2 5%
Insufficient cash 2 5%

Where in West Virginia

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 36228730 8.3%
Berkeley County 1391159 6.5%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 501 applications in 2025, of which 402 were originated and 39 denied.

7.8% of all applications, or 8.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Lennar Mortgage originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology