The Huntington National Bank in West Virginia vs the state
28.1%Denial rate+6.89 pts vs state
34.0%Decision denial rate+7.37 pts vs state
52.3%Origination rate-2.47 pts vs state
7.00%Median rate+0.38 pts vs state
0.77Rate spread (pts)+0.37 pts vs state
$81kMedian applicant income
1,148Loans originated
616Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,241 | 1,119 | 31.4% | 7.25% | #4 |
| 2024 | 2,347 | 1,203 | 30.6% | 7.50% | #4 |
| 2025 | 2,194 | 1,148 | 28.1% | 7.00% | #4 |
What The Huntington National Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monongalia County | 296 | 174 | 63 | 21.3% |
| Kanawha County | 264 | 124 | 91 | 34.5% |
| Harrison County | 212 | 120 | 60 | 28.3% |
| Marion County | 196 | 101 | 57 | 29.1% |
| Raleigh County | 153 | 103 | 26 | 17.0% |
| Wood County | 145 | 76 | 35 | 24.1% |
| Cabell County | 134 | 62 | 42 | 31.3% |
| Putnam County | 106 | 59 | 25 | 23.6% |
| Lewis County | 95 | 51 | 28 | 29.5% |
| Randolph County | 70 | 34 | 23 | 32.9% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 2,194 applications in 2025, of which 1,148 were originated and 616 denied.
28.1% of all applications, or 34.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans The Huntington National Bank originated in West Virginia in 2025 was 7.00%, against a statewide median of 6.62%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology