Largest lenders in Kanawha County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | C | 649 | 365 | 29.7% | 6.29% |
| 2 | Vanderbilt Mortgage and Finance | F | 363 | 37 | 42.2% | 10.25% |
| 3 | Rocket Mortgage | C | 336 | 228 | 22.3% | 6.75% |
| 4 | The Huntington National Bank | D | 264 | 124 | 34.5% | 7.99% |
| 5 | Loandepot.Com | D | 263 | 182 | 9.5% | 6.50% |
| 6 | Gateway First Bank | B | 227 | 165 | 5.3% | 6.63% |
| 7 | Truist Bank | C | 226 | 119 | 28.3% | 7.30% |
| 8 | The Poca Valley Bank | C | 144 | 105 | 11.8% | — |
| 9 | WesBanco Bank | B | 141 | 85 | 19.2% | 6.25% |
| 10 | Mortgage Research Center | C | 135 | 69 | 15.6% | 6.50% |
| 11 | Success Mortgage Partners | B | 132 | 86 | 0.0% | 6.99% |
| 12 | Crosscountry Mortgage | B | 130 | 84 | 3.9% | 6.75% |
| 13 | Primelending, a Plainscapital | A | 118 | 82 | 13.6% | 6.35% |
| 14 | Guaranteed Rate | B | 112 | 64 | 4.5% | 6.69% |
| 15 | AmeriSave Mortgage | D | 108 | 23 | 62.0% | 9.00% |
| 16 | Fifth Third Bank | D | 88 | 39 | 31.8% | 7.38% |
| 17 | Broker Solutions | D | 86 | 21 | 7.0% | 7.25% |
| 18 | JPMorgan Chase Bank | B | 84 | 43 | 15.5% | 6.88% |
| 19 | United Shore Financial Services | B | 78 | 62 | 11.5% | 6.45% |
| 20 | Credit Human Federal Credit Union | D | 72 | 7 | 86.1% | 8.40% |
| 21 | Victorian Finance | C | 71 | 48 | 4.2% | 6.63% |
| 22 | Triad Financial Services | D | 70 | 4 | 52.9% | 9.22% |
| 23 | Freedom Mortgage | B | 64 | 25 | 10.9% | 6.25% |
| 24 | Cornerstone First Mortgage | C | 53 | 40 | 0.0% | 6.69% |
| 25 | United Bank | C | 51 | 30 | 23.5% | 7.19% |
Best approval odds in Kanawha County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Success Mortgage Partners | 88 | 0.0% |
| 2 | Crosscountry Mortgage | 94 | 5.3% |
| 3 | Victorian Finance | 51 | 5.9% |
| 4 | Gateway First Bank | 180 | 6.7% |
| 5 | Guaranteed Rate | 69 | 7.3% |
| 6 | Loandepot.Com | 213 | 11.7% |
| 7 | United Shore Financial Services | 71 | 12.7% |
| 8 | The Poca Valley Bank | 122 | 13.9% |
| 9 | Primelending, a Plainscapital | 100 | 16.0% |
| 10 | Mortgage Research Center | 92 | 22.8% |
What Kanawha County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Kanawha County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 4,870 | 2,485 | 23.2% | 6.75% | $105,000 |
| 2024 | 4,755 | 2,456 | 24.0% | 6.75% | $115,000 |
| 2025 | 5,313 | 2,758 | 22.2% | 6.63% | $115,000 |
Frequently asked questions
22.2% of applications in Kanawha County were denied in 2025, against 21.2% statewide in West Virginia.
City National Bank of West Virginia, with 649 applications in 2025 and a denial rate of 29.7%.
The median mortgage application in Kanawha County in 2025 was for $115,000; the median property value on originated loans was $195,000.