The Poca Valley Bank in West Virginia vs the state
10.6%Denial rate-10.64 pts vs state
12.5%Decision denial rate-14.12 pts vs state
72.6%Origination rate+17.77 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
275Loans originated
40Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 456 | 336 | 10.1% | — | #22 |
| 2024 | 381 | 269 | 12.1% | — | #28 |
| 2025 | 379 | 275 | 10.6% | — | #32 |
What The Poca Valley Bank lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most The Poca Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 144 | 105 | 17 | 11.8% |
| Roane County | 64 | 50 | 7 | 10.9% |
| Putnam County | 43 | 31 | 5 | 11.6% |
| Jackson County | 33 | 25 | 0 | 0.0% |
| Calhoun County | 15 | 6 | 4 | 26.7% |
| Mason County | 14 | 12 | 1 | 7.1% |
| Cabell County | 11 | 7 | 0 | 0.0% |
| Clay County | 9 | 8 | 1 | 11.1% |
| Fayette County | 8 | 5 | 1 | 12.5% |
| Braxton County | 7 | 3 | 1 | 14.3% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 379 applications in 2025, of which 275 were originated and 40 denied.
10.6% of all applications, or 12.5% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Poca Valley Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology