Largest lenders in Braxton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Peoples Bank | C | 44 | 22 | 36.4% | 7.24% |
| 2 | Vanderbilt Mortgage and Finance | F | 35 | 9 | 34.3% | 9.75% |
| 3 | Rocket Mortgage | C | 33 | 21 | 27.3% | 6.49% |
| 4 | City National Bank of West Virginia | C | 31 | 13 | 35.5% | 6.29% |
| 5 | Clear Mountain Bank | B | 11 | 8 | 27.3% | 6.94% |
| 6 | Mortgage Research Center | C | 11 | 8 | 9.1% | 6.87% |
| 7 | 21st Mortgage | F | 10 | 1 | 70.0% | 8.78% |
| 8 | Credit Human Federal Credit Union | D | 10 | 0 | 100.0% | — |
| 9 | The Huntington National Bank | D | 10 | 6 | 20.0% | 6.74% |
| 10 | AmeriSave Mortgage | D | 7 | 0 | 85.7% | — |
| 11 | The Poca Valley Bank | C | 7 | 3 | 14.3% | — |
| 12 | Broker Solutions | D | 5 | 2 | 0.0% | 6.31% |
| 13 | First Community Bank | F | 5 | 4 | 20.0% | 6.75% |
| 14 | Navy Federal Credit Union | D | 5 | 2 | 20.0% | 9.33% |
What Braxton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Braxton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 259 | 123 | 26.6% | 7.16% | $85,000 |
| 2024 | 214 | 100 | 26.2% | 7.13% | $95,000 |
| 2025 | 279 | 123 | 34.1% | 6.75% | $105,000 |
Frequently asked questions
34.1% of applications in Braxton County were denied in 2025, against 21.2% statewide in West Virginia.
Peoples Bank, with 44 applications in 2025 and a denial rate of 36.4%.
The median mortgage application in Braxton County in 2025 was for $105,000; the median property value on originated loans was $185,000.