AmeriSave Mortgage in West Virginia vs the state
64.8%Denial rate+43.57 pts vs state
73.0%Decision denial rate+46.31 pts vs state
23.5%Origination rate-31.33 pts vs state
8.38%Median rate+1.75 pts vs state
2.52Rate spread (pts)+2.12 pts vs state
$56kMedian applicant income
221Loans originated
610Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 757 | 134 | 20.1% | 6.25% | #14 |
| 2024 | 979 | 181 | 69.0% | 7.25% | #12 |
| 2025 | 942 | 221 | 64.8% | 8.38% | #14 |
What AmeriSave Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 108 | 23 | 67 | 62.0% |
| Berkeley County | 102 | 34 | 62 | 60.8% |
| Jefferson County | 59 | 27 | 23 | 39.0% |
| Harrison County | 47 | 10 | 31 | 66.0% |
| Wood County | 40 | 9 | 26 | 65.0% |
| Cabell County | 36 | 5 | 29 | 80.6% |
| Raleigh County | 35 | 7 | 26 | 74.3% |
| Marion County | 34 | 10 | 22 | 64.7% |
| Mercer County | 25 | 7 | 15 | 60.0% |
| Fayette County | 24 | 4 | 18 | 75.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 942 applications in 2025, of which 221 were originated and 610 denied.
64.8% of all applications, or 73.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans AmeriSave Mortgage originated in West Virginia in 2025 was 8.38%, against a statewide median of 6.62%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology