Loandepot.Com in West Virginia vs the state
18.7%Denial rate-2.47 pts vs state
22.3%Decision denial rate-4.34 pts vs state
64.3%Origination rate+9.50 pts vs state
6.58%Median rate-0.05 pts vs state
0.57Rate spread (pts)+0.17 pts vs state
$68kMedian applicant income
1,044Loans originated
304Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,155 | 700 | 18.1% | 6.50% | #7 |
| 2024 | 1,401 | 842 | 22.1% | 6.50% | #7 |
| 2025 | 1,624 | 1,044 | 18.7% | 6.58% | #6 |
What Loandepot.Com lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 263 | 182 | 25 | 9.5% |
| Berkeley County | 180 | 93 | 51 | 28.3% |
| Putnam County | 125 | 95 | 13 | 10.4% |
| Marion County | 113 | 88 | 7 | 6.2% |
| Cabell County | 104 | 66 | 16 | 15.4% |
| Harrison County | 76 | 53 | 13 | 17.1% |
| Monongalia County | 67 | 46 | 10 | 14.9% |
| Raleigh County | 63 | 31 | 16 | 25.4% |
| Jefferson County | 51 | 36 | 11 | 21.6% |
| Logan County | 45 | 31 | 5 | 11.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 1,624 applications in 2025, of which 1,044 were originated and 304 denied.
18.7% of all applications, or 22.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Loandepot.Com originated in West Virginia in 2025 was 6.58%, against a statewide median of 6.62%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology