Crosscountry Mortgage in West Virginia vs the state
4.0%Denial rate-17.24 pts vs state
5.7%Decision denial rate-20.92 pts vs state
63.4%Origination rate+8.63 pts vs state
6.58%Median rate-0.05 pts vs state
0.56Rate spread (pts)+0.16 pts vs state
$84kMedian applicant income
723Loans originated
45Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 462 | 177 | 3.3% | 7.25% | #21 |
| 2024 | 522 | 269 | 2.9% | 6.88% | #21 |
| 2025 | 1,140 | 723 | 4.0% | 6.58% | #10 |
What Crosscountry Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 353 | 248 | 8 | 2.3% |
| Jefferson County | 133 | 98 | 3 | 2.3% |
| Kanawha County | 130 | 84 | 5 | 3.8% |
| Monongalia County | 99 | 57 | 7 | 7.1% |
| Marion County | 51 | 31 | 2 | 3.9% |
| Harrison County | 46 | 26 | 1 | 2.2% |
| Morgan County | 35 | 24 | 1 | 2.9% |
| Hampshire County | 27 | 19 | 1 | 3.7% |
| Preston County | 21 | 13 | 0 | 0.0% |
| Putnam County | 21 | 7 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 1,140 applications in 2025, of which 723 were originated and 45 denied.
4.0% of all applications, or 5.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Crosscountry Mortgage originated in West Virginia in 2025 was 6.58%, against a statewide median of 6.62%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology