Largest lenders in Marion County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | D | 196 | 101 | 29.1% | 6.65% |
| 2 | Fairmont | C | 184 | 109 | 25.5% | 5.25% |
| 3 | Rocket Mortgage | C | 130 | 82 | 27.7% | 6.99% |
| 4 | Loandepot.Com | D | 113 | 88 | 6.2% | 6.36% |
| 5 | First Exchange Bank | F | 78 | 32 | 30.8% | — |
| 6 | WesBanco Bank | B | 75 | 48 | 21.3% | 6.00% |
| 7 | Clear Mountain Bank | B | 58 | 48 | 1.7% | 6.80% |
| 8 | Vanderbilt Mortgage and Finance | F | 56 | 7 | 39.3% | 9.75% |
| 9 | United Shore Financial Services | B | 53 | 31 | 17.0% | 6.50% |
| 10 | Crosscountry Mortgage | B | 51 | 31 | 3.9% | 6.45% |
| 11 | Mortgage Research Center | C | 51 | 26 | 15.7% | 6.31% |
| 12 | First Federal Savings and Loan Association of Greene | B | 42 | 31 | 7.1% | 6.00% |
| 13 | Truist Bank | C | 39 | 18 | 33.3% | 7.87% |
| 14 | AmeriSave Mortgage | D | 34 | 10 | 64.7% | 8.50% |
| 15 | Intercoastal Mortgage | A | 31 | 25 | 9.7% | 6.50% |
| 16 | City National Bank of West Virginia | C | 23 | 20 | 8.7% | 6.29% |
| 17 | Pennymac Loan Services | C | 22 | 10 | 13.6% | 6.00% |
| 18 | Broker Solutions | D | 20 | 9 | 10.0% | 6.75% |
| 19 | Guaranteed Rate | B | 18 | 9 | 5.6% | 6.88% |
| 20 | Navy Federal Credit Union | D | 18 | 5 | 16.7% | 6.00% |
| 21 | Constructive Loans | C | 16 | 15 | 0.0% | 7.50% |
| 22 | PNC Bank | D | 14 | 9 | 14.3% | 6.88% |
| 23 | 21st Mortgage | F | 14 | 1 | 35.7% | 8.60% |
| 24 | Freedom Mortgage | B | 13 | 8 | 15.4% | 6.13% |
| 25 | Discover Bank | F | 12 | 0 | 75.0% | — |
Best approval odds in Marion County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Clear Mountain Bank | 51 | 2.0% |
| 2 | Loandepot.Com | 96 | 7.3% |
| 3 | WesBanco Bank | 64 | 25.0% |
| 4 | Fairmont | 177 | 26.6% |
| 5 | Rocket Mortgage | 123 | 29.3% |
| 6 | The Huntington National Bank | 160 | 35.6% |
| 7 | First Exchange Bank | 65 | 36.9% |
What Marion County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marion County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,525 | 840 | 21.1% | 6.50% | $125,000 |
| 2024 | 1,505 | 842 | 23.0% | 6.63% | $125,000 |
| 2025 | 1,657 | 909 | 21.7% | 6.49% | $135,000 |
Frequently asked questions
21.7% of applications in Marion County were denied in 2025, against 21.2% statewide in West Virginia.
The Huntington National Bank, with 196 applications in 2025 and a denial rate of 29.1%.
The median mortgage application in Marion County in 2025 was for $135,000; the median property value on originated loans was $225,000.