Broker Solutions · West Virginia · 2025

Broker Solutions in West Virginia: approval rate, denial rate and rates (2025)

Broker Solutions took 953 mortgage applications in West Virginia in 2025, ranking #12 of 565 lenders active in the state. It originated 28.0% of them and denied 10.0% (26.0% of the applications it decided), against a statewide denial rate of 21.2%.

953Applicationsin WV
26.0%Decision denial ratestate 26.7%
6.99%Median ratestate 6.62%
$125,000Median loanstate $145,000
$49MVolume54 counties

Broker Solutions in West Virginia vs the state

10.0%Denial rate-11.22 pts vs state
26.0%Decision denial rate-0.70 pts vs state
28.0%Origination rate-26.77 pts vs state
6.99%Median rate+0.37 pts vs state
1.15Rate spread (pts)+0.75 pts vs state
$65kMedian applicant income
267Loans originated
95Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234881528.6%7.13%#19
202469717714.1%7.25%#16
202595326710.0%6.99%#12

What Broker Solutions lends in West Virginia

By loan purpose

Home purchase 207 22% · 6.8% denied
Refinance 118 12% · 6.8% denied
Cash-out refinance 372 39% · 9.7% denied
Home improvement 51 5% · 7.8% denied
Other / HELOC 205 22% · 16.1% denied

By loan type

Conventional 269 28% · 8.9% denied
FHA 604 63% · 10.8% denied
VA 72 8% · 8.3% denied
USDA / RHS 8 1% · 0.0% denied

Why it denied West Virginia applicants

Credit history 59 62%
Collateral 16 17%
Other 11 12%
Unverifiable information 4 4%
Incomplete application 3 3%
Debt-to-income ratio 2 2%

Where in West Virginia

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kanawha County 86216 7.0%
Berkeley County 84268 9.5%
Raleigh County 64318 12.5%
Jefferson County 50154 8.0%
Harrison County 4297 16.7%
Wood County 41117 17.1%
Cabell County 39201 2.6%
Mercer County 3774 10.8%
Monongalia County 3672 5.6%
Putnam County 3372 6.1%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 953 applications in 2025, of which 267 were originated and 95 denied.

10.0% of all applications, or 26.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Broker Solutions originated in West Virginia in 2025 was 6.99%, against a statewide median of 6.62%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology