Movement Mortgage in West Virginia vs the state
5.4%Denial rate-15.79 pts vs state
6.3%Decision denial rate-20.36 pts vs state
67.3%Origination rate+12.48 pts vs state
6.63%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.24 pts vs state
$72kMedian applicant income
785Loans originated
63Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,045 | 732 | 5.7% | 6.63% | #11 |
| 2024 | 1,113 | 779 | 4.0% | 6.75% | #9 |
| 2025 | 1,167 | 785 | 5.4% | 6.63% | #9 |
What Movement Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cabell County | 221 | 144 | 9 | 4.1% |
| Raleigh County | 166 | 111 | 15 | 9.0% |
| Wood County | 141 | 104 | 1 | 0.7% |
| Wayne County | 63 | 36 | 2 | 3.2% |
| Harrison County | 55 | 34 | 6 | 10.9% |
| Fayette County | 50 | 38 | 1 | 2.0% |
| Randolph County | 45 | 33 | 1 | 2.2% |
| Upshur County | 39 | 23 | 5 | 12.8% |
| Putnam County | 38 | 27 | 2 | 5.3% |
| Kanawha County | 31 | 20 | 1 | 3.2% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 1,167 applications in 2025, of which 785 were originated and 63 denied.
5.4% of all applications, or 6.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Movement Mortgage originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology