Largest lenders in Fayette County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | C | 83 | 48 | 34.9% | 6.25% |
| 2 | Vanderbilt Mortgage and Finance | F | 77 | 12 | 36.4% | 9.12% |
| 3 | Rocket Mortgage | C | 76 | 47 | 34.2% | 6.63% |
| 4 | Fayette County National Bank | – | 75 | 52 | 14.7% | — |
| 5 | Truist Bank | C | 50 | 23 | 30.0% | 6.49% |
| 6 | Movement Mortgage | A | 50 | 38 | 2.0% | 6.63% |
| 7 | The Huntington National Bank | D | 43 | 23 | 18.6% | 6.50% |
| 8 | Mortgage Research Center | C | 36 | 16 | 27.8% | 6.38% |
| 9 | Broker Solutions | D | 32 | 7 | 18.8% | 7.25% |
| 10 | 21st Mortgage | F | 28 | 10 | 21.4% | 10.78% |
| 11 | JPMorgan Chase Bank | B | 26 | 17 | 7.7% | 6.99% |
| 12 | AmeriSave Mortgage | D | 24 | 4 | 75.0% | 9.00% |
| 13 | United Bank | C | 24 | 13 | 29.2% | 7.50% |
| 14 | Pendleton Community Bank | B | 23 | 18 | 21.7% | — |
| 15 | Pioneer Community Bank | C | 21 | 20 | 4.8% | — |
| 16 | Loandepot.Com | D | 17 | 14 | 11.8% | 6.62% |
| 17 | Crosscountry Mortgage | B | 16 | 5 | 12.5% | 6.75% |
| 18 | Pennymac Loan Services | C | 13 | 8 | 30.8% | 6.69% |
| 19 | First Community Bank | F | 12 | 4 | 16.7% | 6.38% |
| 20 | Stockton Mortgage | D | 10 | 6 | 20.0% | 7.44% |
| 21 | Freedom Mortgage | B | 10 | 3 | 30.0% | 6.63% |
| 22 | Alcova Mortgage | A | 9 | 5 | 11.1% | 6.63% |
| 23 | Credit Human Federal Credit Union | D | 9 | 1 | 77.8% | 8.70% |
| 24 | The Poca Valley Bank | C | 8 | 5 | 12.5% | — |
| 25 | Gateway First Bank | B | 8 | 7 | 0.0% | 6.88% |
Best approval odds in Fayette County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Fayette County National Bank | 73 | 15.1% |
| 2 | Rocket Mortgage | 74 | 35.1% |
| 3 | City National Bank of West Virginia | 78 | 37.2% |
What Fayette County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fayette County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 873 | 414 | 28.8% | 6.80% | $95,000 |
| 2024 | 913 | 475 | 25.1% | 6.99% | $105,000 |
| 2025 | 993 | 503 | 24.6% | 6.75% | $105,000 |
Frequently asked questions
24.6% of applications in Fayette County were denied in 2025, against 21.2% statewide in West Virginia.
City National Bank of West Virginia, with 83 applications in 2025 and a denial rate of 34.9%.
The median mortgage application in Fayette County in 2025 was for $105,000; the median property value on originated loans was $175,000.