JPMorgan Chase Bank in West Virginia vs the state
13.8%Denial rate-7.44 pts vs state
18.9%Decision denial rate-7.76 pts vs state
58.2%Origination rate+3.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.34Rate spread (pts)-0.06 pts vs state
$82kMedian applicant income
292Loans originated
69Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 406 | 257 | 11.3% | 6.88% | #25 |
| 2024 | 379 | 231 | 10.6% | 6.88% | #29 |
| 2025 | 502 | 292 | 13.8% | 6.75% | #25 |
What JPMorgan Chase Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 84 | 43 | 13 | 15.5% |
| Raleigh County | 54 | 30 | 11 | 20.4% |
| Cabell County | 50 | 34 | 5 | 10.0% |
| Putnam County | 31 | 25 | 0 | 0.0% |
| Monongalia County | 30 | 18 | 3 | 10.0% |
| Fayette County | 26 | 17 | 2 | 7.7% |
| Ohio County | 23 | 13 | 2 | 8.7% |
| Harrison County | 22 | 13 | 2 | 9.1% |
| Wood County | 18 | 8 | 3 | 16.7% |
| Berkeley County | 16 | 11 | 1 | 6.3% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 502 applications in 2025, of which 292 were originated and 69 denied.
13.8% of all applications, or 18.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans JPMorgan Chase Bank originated in West Virginia in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology