Truist Bank in West Virginia vs the state
31.1%Denial rate+9.95 pts vs state
36.8%Decision denial rate+10.11 pts vs state
51.8%Origination rate-3.04 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)-0.08 pts vs state
$83kMedian applicant income
919Loans originated
553Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,997 | 1,003 | 32.9% | 7.34% | #5 |
| 2024 | 1,669 | 848 | 32.7% | 7.13% | #5 |
| 2025 | 1,776 | 919 | 31.1% | 6.63% | #5 |
What Truist Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 226 | 119 | 64 | 28.3% |
| Berkeley County | 179 | 81 | 79 | 44.1% |
| Jefferson County | 118 | 74 | 35 | 29.7% |
| Raleigh County | 113 | 65 | 19 | 16.8% |
| Harrison County | 104 | 56 | 34 | 32.7% |
| Monongalia County | 94 | 58 | 27 | 28.7% |
| Mercer County | 94 | 40 | 32 | 34.0% |
| Nicholas County | 78 | 44 | 22 | 28.2% |
| Marshall County | 68 | 37 | 20 | 29.4% |
| Ohio County | 66 | 36 | 14 | 21.2% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 1,776 applications in 2025, of which 919 were originated and 553 denied.
31.1% of all applications, or 36.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Truist Bank originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology