WesBanco Bank in West Virginia vs the state
16.7%Denial rate-4.51 pts vs state
20.0%Decision denial rate-6.69 pts vs state
64.8%Origination rate+10.02 pts vs state
6.01%Median rate-0.61 pts vs state
-0.16Rate spread (pts)-0.56 pts vs state
$80kMedian applicant income
956Loans originated
246Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,458 | 962 | 18.6% | 5.50% | #6 |
| 2024 | 1,457 | 1,007 | 15.6% | 6.00% | #6 |
| 2025 | 1,475 | 956 | 16.7% | 6.01% | #8 |
What WesBanco Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 214 | 148 | 27 | 12.6% |
| Ohio County | 192 | 133 | 28 | 14.6% |
| Kanawha County | 141 | 85 | 27 | 19.1% |
| Monongalia County | 132 | 81 | 22 | 16.7% |
| Wood County | 102 | 59 | 25 | 24.5% |
| Marshall County | 77 | 57 | 9 | 11.7% |
| Marion County | 75 | 48 | 16 | 21.3% |
| Brooke County | 73 | 54 | 8 | 11.0% |
| Hancock County | 71 | 38 | 12 | 16.9% |
| Cabell County | 67 | 46 | 16 | 23.9% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 1,475 applications in 2025, of which 956 were originated and 246 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans WesBanco Bank originated in West Virginia in 2025 was 6.01%, against a statewide median of 6.62%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology