Largest lenders in Cabell County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 239 | 17 | 50.6% | 8.99% |
| 2 | City National Bank of West Virginia | C | 235 | 151 | 24.7% | 6.29% |
| 3 | Movement Mortgage | A | 221 | 144 | 4.1% | 6.75% |
| 4 | Huntington Federal Savings Bank | C | 158 | 114 | 8.2% | — |
| 5 | The Huntington National Bank | D | 134 | 62 | 31.3% | 8.02% |
| 6 | Primelending, a Plainscapital | A | 120 | 84 | 6.7% | 6.49% |
| 7 | Rocket Mortgage | C | 114 | 74 | 28.1% | 6.88% |
| 8 | Loandepot.Com | D | 104 | 66 | 15.4% | 6.75% |
| 9 | Fifth Third Bank | D | 90 | 54 | 22.2% | 7.85% |
| 10 | Stockton Mortgage | D | 68 | 45 | 7.4% | 7.25% |
| 11 | WesBanco Bank | B | 67 | 46 | 23.9% | 4.80% |
| 12 | Mortgage Research Center | C | 55 | 28 | 14.6% | 6.50% |
| 13 | Truist Bank | C | 51 | 24 | 19.6% | 6.86% |
| 14 | JPMorgan Chase Bank | B | 50 | 34 | 10.0% | 6.81% |
| 15 | Guaranteed Rate | B | 46 | 26 | 2.2% | 6.75% |
| 16 | United Bank | C | 45 | 29 | 22.2% | 6.75% |
| 17 | Peoples Bank | C | 43 | 26 | 32.6% | 7.50% |
| 18 | Credit Human Federal Credit Union | D | 42 | 3 | 90.5% | 8.40% |
| 19 | Putnam County Bank | C | 40 | 28 | 15.0% | — |
| 20 | Broker Solutions | D | 39 | 20 | 2.6% | 7.25% |
| 21 | The Ohio Valley Bank | A | 38 | 35 | 2.6% | 6.50% |
| 22 | Newrez | D | 37 | 5 | 35.1% | 6.25% |
| 23 | AmeriSave Mortgage | D | 36 | 5 | 80.6% | 6.63% |
| 24 | Community Trust Bank | B | 31 | 29 | 3.2% | 6.75% |
| 25 | Gateway First Bank | B | 26 | 16 | 0.0% | 6.56% |
Best approval odds in Cabell County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Movement Mortgage | 176 | 5.1% |
| 2 | Primelending, a Plainscapital | 100 | 8.0% |
| 3 | Stockton Mortgage | 51 | 9.8% |
| 4 | Huntington Federal Savings Bank | 128 | 10.2% |
| 5 | Loandepot.Com | 83 | 19.3% |
| 6 | WesBanco Bank | 63 | 25.4% |
| 7 | City National Bank of West Virginia | 217 | 26.7% |
| 8 | Fifth Third Bank | 74 | 27.0% |
| 9 | Rocket Mortgage | 107 | 29.9% |
| 10 | The Huntington National Bank | 106 | 39.6% |
What Cabell County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Cabell County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,508 | 1,253 | 23.8% | 6.75% | $115,000 |
| 2024 | 2,631 | 1,343 | 24.7% | 6.75% | $115,000 |
| 2025 | 2,731 | 1,453 | 21.9% | 6.75% | $125,000 |
Frequently asked questions
21.9% of applications in Cabell County were denied in 2025, against 21.2% statewide in West Virginia.
Vanderbilt Mortgage and Finance, with 239 applications in 2025 and a denial rate of 50.6%.
The median mortgage application in Cabell County in 2025 was for $125,000; the median property value on originated loans was $205,000.