Fifth Third Bank in West Virginia vs the state
31.2%Denial rate+9.99 pts vs state
38.7%Decision denial rate+12.03 pts vs state
48.2%Origination rate-6.55 pts vs state
7.88%Median rate+1.25 pts vs state
1.12Rate spread (pts)+0.72 pts vs state
$99kMedian applicant income
164Loans originated
106Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 144 | 20.9% | 8.07% | #45 |
| 2024 | 331 | 189 | 24.5% | 8.04% | #35 |
| 2025 | 340 | 164 | 31.2% | 7.88% | #36 |
What Fifth Third Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cabell County | 90 | 54 | 20 | 22.2% |
| Kanawha County | 88 | 39 | 28 | 31.8% |
| Putnam County | 61 | 31 | 20 | 32.8% |
| Wayne County | 50 | 27 | 16 | 32.0% |
| Berkeley County | 7 | 0 | 4 | 57.1% |
| Monongalia County | 5 | 1 | 1 | 20.0% |
| Raleigh County | 3 | 1 | 0 | 0.0% |
| Morgan County | 3 | 1 | 1 | 33.3% |
| Mason County | 3 | 1 | 2 | 66.7% |
| Taylor County | 3 | 0 | 3 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 340 applications in 2025, of which 164 were originated and 106 denied.
31.2% of all applications, or 38.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Fifth Third Bank originated in West Virginia in 2025 was 7.88%, against a statewide median of 6.62%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology