Taylor County, West Virginia · 2025

Mortgage lenders in Taylor County, WV: denial rates and top lenders (2025)

70 lenders acted on 382 mortgage applications for properties in Taylor County in 2025. 22.5% were denied (West Virginia: 21.2%). Median rate on closed loans 6.50%; median loan $135,000; median property value $265,000.

382Applications
22.5%Denial ratestate 21.2%
6.50%Median ratestate 6.62%
$135,000Median loan
$265,000Median property value

Largest lenders in Taylor County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 3824 29.0%6.69%
2 Truist Bank C 218 38.1%6.75%
3 The Huntington National Bank D 2113 28.6%6.75%
4 First Federal Savings and Loan Association of Greene B 1714 0.0%6.00%
5 WesBanco Bank B 1611 0.0%6.00%
6 Mortgage Research Center C 168 6.3%6.50%
7 Fairmont C 148 21.4%5.19%
8 Loandepot.Com D 1411 14.3%6.75%
9 First Exchange Bank F 136 23.1%
10 CHESSIE Federal Credit Union B 1211 8.3%5.75%
11 Vanderbilt Mortgage and Finance F 124 16.7%10.25%
12 Broker Solutions D 111 27.3%7.88%
13 First Community Bank F 115 36.4%8.50%
14 AmeriSave Mortgage D 102 70.0%8.69%
15 Crosscountry Mortgage B 98 0.0%6.69%
16 United Shore Financial Services B 97 11.1%6.62%
17 21st Mortgage F 83 37.5%10.51%
18 City National Bank of West Virginia C 86 12.5%6.29%
19 Navy Federal Credit Union D 82 12.5%6.50%
20 United Bank C 62 66.7%6.43%
21 Freedom Mortgage B 63 0.0%6.25%
22 Clear Mountain Bank B 66 0.0%6.81%
23 JUSTICE Federal Credit Union C 63 0.0%7.50%
24 Equity Prime Mortgage D 54 0.0%6.63%
25 Intercoastal Mortgage A 55 0.0%6.63%

What Taylor County borrowers applied for

By loan purpose

Home purchase 178 47% · 15.7% denied
Refinance 63 16% · 23.8% denied
Cash-out refinance 61 16% · 27.9% denied
Home improvement 41 11% · 34.2% denied
Other / HELOC 39 10% · 30.8% denied

By loan type

Conventional 269 70% · 22.7% denied
FHA 63 16% · 25.4% denied
VA 45 12% · 20.0% denied
USDA / RHS 5 1% · 0.0% denied

Why applications were denied

Credit history 29 35%
Collateral 18 22%
Incomplete application 15 18%
Debt-to-income ratio 13 16%
Other 6 7%
Insufficient cash 1 1%

Taylor County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202341122422.4%6.63%$125,000
202435618426.4%6.75%$125,000
202538220922.5%6.50%$135,000

Frequently asked questions

22.5% of applications in Taylor County were denied in 2025, against 21.2% statewide in West Virginia.

Rocket Mortgage, with 38 applications in 2025 and a denial rate of 29.0%.

The median mortgage application in Taylor County in 2025 was for $135,000; the median property value on originated loans was $265,000.