Intercoastal Mortgage in West Virginia vs the state
4.7%Denial rate-16.48 pts vs state
5.0%Decision denial rate-21.62 pts vs state
82.4%Origination rate+27.56 pts vs state
6.46%Median rate-0.16 pts vs state
0.16Rate spread (pts)-0.24 pts vs state
$84kMedian applicant income
210Loans originated
12Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 307 | 231 | 2.0% | 6.25% | #35 |
| 2024 | 313 | 240 | 2.9% | 6.38% | #38 |
| 2025 | 255 | 210 | 4.7% | 6.46% | #48 |
What Intercoastal Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Intercoastal Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monongalia County | 84 | 70 | 4 | 4.8% |
| Berkeley County | 42 | 34 | 2 | 4.8% |
| Harrison County | 33 | 25 | 1 | 3.0% |
| Marion County | 31 | 25 | 3 | 9.7% |
| Jefferson County | 25 | 19 | 1 | 4.0% |
| Preston County | 11 | 9 | 1 | 9.1% |
| Morgan County | 6 | 5 | 0 | 0.0% |
| Taylor County | 5 | 5 | 0 | 0.0% |
| Hancock County | 2 | 2 | 0 | 0.0% |
| Hardy County | 2 | 2 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 255 applications in 2025, of which 210 were originated and 12 denied.
4.7% of all applications, or 5.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Intercoastal Mortgage originated in West Virginia in 2025 was 6.46%, against a statewide median of 6.62%.
About this data. Figures are Intercoastal Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology