Largest lenders in Preston County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Clear Mountain Bank | B | 96 | 70 | 7.3% | 6.25% |
| 2 | WesBanco Bank | B | 65 | 39 | 21.5% | 6.35% |
| 3 | Rocket Mortgage | C | 62 | 48 | 17.7% | 6.69% |
| 4 | Vanderbilt Mortgage and Finance | F | 34 | 7 | 32.4% | 9.99% |
| 5 | The Huntington National Bank | D | 31 | 11 | 38.7% | 6.63% |
| 6 | Mortgage Research Center | C | 27 | 15 | 18.5% | 6.50% |
| 7 | Loandepot.Com | D | 27 | 10 | 37.0% | 6.44% |
| 8 | Truist Bank | C | 23 | 10 | 39.1% | 6.49% |
| 9 | First Federal Savings and Loan Association of Greene | B | 22 | 15 | 13.6% | 6.00% |
| 10 | Crosscountry Mortgage | B | 21 | 13 | 0.0% | 6.83% |
| 11 | United Shore Financial Services | B | 20 | 11 | 20.0% | 6.62% |
| 12 | Broker Solutions | D | 18 | 7 | 0.0% | 6.99% |
| 13 | 21st Mortgage | F | 15 | 3 | 46.7% | 9.79% |
| 14 | AmeriSave Mortgage | D | 14 | 2 | 64.3% | 8.13% |
| 15 | Fairmont | C | 14 | 6 | 21.4% | 6.12% |
| 16 | Freedom Mortgage | B | 12 | 7 | 8.3% | 6.25% |
| 17 | U.S. Bank | D | 11 | 6 | 45.5% | 7.13% |
| 18 | Intercoastal Mortgage | A | 11 | 9 | 9.1% | 6.20% |
| 19 | PNC Bank | D | 10 | 7 | 0.0% | 7.28% |
| 20 | Pennymac Loan Services | C | 9 | 5 | 11.1% | 7.13% |
| 21 | Navy Federal Credit Union | D | 9 | 2 | 22.2% | 6.25% |
| 22 | First Exchange Bank | F | 8 | 3 | 25.0% | — |
| 23 | First United | C | 8 | 6 | 25.0% | — |
| 24 | Newrez | D | 8 | 3 | 12.5% | 6.13% |
| 25 | Discover Bank | F | 6 | 3 | 33.3% | 10.02% |
Best approval odds in Preston County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Clear Mountain Bank | 80 | 8.8% |
| 2 | Rocket Mortgage | 59 | 18.6% |
| 3 | WesBanco Bank | 53 | 26.4% |
What Preston County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Preston County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 685 | 369 | 23.1% | 6.88% | $125,000 |
| 2024 | 704 | 396 | 19.7% | 6.75% | $135,000 |
| 2025 | 750 | 404 | 20.0% | 6.50% | $155,000 |
Frequently asked questions
20.0% of applications in Preston County were denied in 2025, against 21.2% statewide in West Virginia.
Clear Mountain Bank, with 96 applications in 2025 and a denial rate of 7.3%.
The median mortgage application in Preston County in 2025 was for $155,000; the median property value on originated loans was $255,000.