First Federal Savings and Loan Association of Greene · West Virginia · 2025

First Federal Savings and Loan Association of Greene in West Virginia: approval rate, denial rate and rates (2025)

First Federal Savings and Loan Association of Greene took 210 mortgage applications in West Virginia in 2025, ranking #56 of 565 lenders active in the state. It originated 78.1% of them and denied 3.8% (4.4% of the applications it decided), against a statewide denial rate of 21.2%.

210Applicationsin WV
4.4%Decision denial ratestate 26.7%
6.00%Median ratestate 6.62%
$195,000Median loanstate $145,000
$34MVolume12 counties

First Federal Savings and Loan Association of Greene in West Virginia vs the state

3.8%Denial rate-17.38 pts vs state
4.4%Decision denial rate-22.24 pts vs state
78.1%Origination rate+23.31 pts vs state
6.00%Median rate-0.62 pts vs state
-0.44Rate spread (pts)-0.84 pts vs state
$118kMedian applicant income
164Loans originated
8Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231311028.4%5.90%#71
20241047711.5%6.45%#86
20252101643.8%6.00%#56

What First Federal Savings and Loan Association of Greene lends in West Virginia

By loan purpose

Home purchase 120 57% · 3.3% denied
Refinance 39 19% · 5.1% denied
Home improvement 34 16% · 2.9% denied
Other / HELOC 17 8% · 5.9% denied

By loan type

Conventional 207 99% · 3.9% denied
FHA 3 1% · 0.0% denied

Why it denied West Virginia applicants

Collateral 5 63%
Debt-to-income ratio 3 38%

Where in West Virginia

Counties with the most First Federal Savings and Loan Association of Greene applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Monongalia County 73561 1.4%
Marion County 42313 7.1%
Harrison County 34280 0.0%
Preston County 22153 13.6%
Taylor County 17140 0.0%
Lewis County 540 0.0%
Barbour County 440 0.0%
Randolph County 431 25.0%
Ohio County 330 0.0%
Upshur County 330 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 210 applications in 2025, of which 164 were originated and 8 denied.

3.8% of all applications, or 4.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans First Federal Savings and Loan Association of Greene originated in West Virginia in 2025 was 6.00%, against a statewide median of 6.62%.

About this data. Figures are First Federal Savings and Loan Association of Greene's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology