Largest lenders in Barbour County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 55 | 2 | 41.8% | 10.00% |
| 2 | Rocket Mortgage | C | 26 | 19 | 15.4% | 6.50% |
| 3 | Movement Mortgage | A | 24 | 15 | 4.2% | 6.75% |
| 4 | The Huntington National Bank | D | 14 | 6 | 35.7% | 6.69% |
| 5 | Tammac Holdings | D | 13 | 0 | 69.2% | — |
| 6 | Loandepot.Com | D | 12 | 6 | 50.0% | 6.43% |
| 7 | Mortgage Research Center | C | 11 | 3 | 18.2% | 6.13% |
| 8 | United Shore Financial Services | B | 9 | 4 | 11.1% | 6.56% |
| 9 | Broker Solutions | D | 9 | 2 | 0.0% | 7.56% |
| 10 | Peoples Bank | C | 8 | 2 | 75.0% | 8.19% |
| 11 | AmeriSave Mortgage | D | 7 | 1 | 85.7% | 7.25% |
| 12 | 21st Mortgage | F | 6 | 1 | 50.0% | 12.36% |
| 13 | First Community Bank | F | 6 | 3 | 16.7% | 8.50% |
| 14 | Guaranteed Rate | B | 5 | 3 | 20.0% | 7.25% |
| 15 | Equity Prime Mortgage | D | 5 | 1 | 20.0% | 7.63% |
What Barbour County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Barbour County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 249 | 107 | 27.3% | 6.93% | $115,000 |
| 2024 | 241 | 113 | 26.1% | 6.99% | $125,000 |
| 2025 | 306 | 105 | 30.7% | 6.63% | $115,000 |
Frequently asked questions
30.7% of applications in Barbour County were denied in 2025, against 21.2% statewide in West Virginia.
Vanderbilt Mortgage and Finance, with 55 applications in 2025 and a denial rate of 41.8%.
The median mortgage application in Barbour County in 2025 was for $115,000; the median property value on originated loans was $185,000.