Tammac Holdings in West Virginia vs the state
72.6%Denial rate+51.42 pts vs state
73.1%Decision denial rate+46.43 pts vs state
6.9%Origination rate-47.86 pts vs state
9.20%Median rate+2.58 pts vs state
3.61Rate spread (pts)+3.21 pts vs state
$54kMedian applicant income
21Loans originated
220Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 9 | 67.0% | 10.10% | #78 |
| 2024 | 118 | 11 | 78.0% | 9.40% | #78 |
| 2025 | 303 | 21 | 72.6% | 9.20% | #43 |
What Tammac Holdings lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 53 | 12 | 38 | 71.7% |
| Upshur County | 24 | 2 | 17 | 70.8% |
| Randolph County | 14 | 0 | 7 | 50.0% |
| Cabell County | 14 | 0 | 9 | 64.3% |
| Barbour County | 13 | 0 | 9 | 69.2% |
| Monongalia County | 12 | 2 | 6 | 50.0% |
| Wayne County | 11 | 0 | 9 | 81.8% |
| Logan County | 10 | 0 | 10 | 100.0% |
| Raleigh County | 10 | 0 | 8 | 80.0% |
| Jackson County | 10 | 0 | 8 | 80.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 303 applications in 2025, of which 21 were originated and 220 denied.
72.6% of all applications, or 73.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Tammac Holdings originated in West Virginia in 2025 was 9.20%, against a statewide median of 6.62%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology